Start Shopping by the Monthly Payment Right for You

Flexible In-House Financing

Monthly Car Payment

Select the monthly car payment
you can afford

Car Down Payment


Your car down payment is the
same amount as your
monthly payment (plus tax,
title & licensing fees)

Vehicle Financing Terms

42 months

All loans from 500 Below Cars
have a default loan term
of 42 months

Flexible In-House Financing For Car Loans

We're Here to Help

All of our advertised prices are based on a 42 month car loan with a simple monthly payments, down payment, and tax, title and license fees – but that’s just where we start. Need a lower down payment? Need a longer loan? Something in your history that keeps you from qualifying for our standard car financing terms? No problem – we’ll work with you! All of our guests at 500 below cars are unique. We’re not just here to sell you a car – we’re here to help you buy one.

No Credit Needed

We want to provide you with the best possible car-buying experience, which is why our standard program doesn’t require good credit. That is right you don’t need credit to buy a car from 500 Below Cars. Our approval process is based primarily on residence and job history. If you have a steady job, we want to work with you to get you in a car you love.

Pick Your Monthly Payment

Get on the road quickly with 500 Below Cars in-house financing options

All Cars are backed with our 12-month unlimited mile warranty

Dear Customers,

We are taking preventative actions to help protect you and our staff.

  • We are working with reduced staff to limit the number of people present
  • Expedited checkout. Reducing your time on-site to one hour or less.
  • Additional hand sanitizing stations and disinfection wipes available
  • We are disinfecting customer touch points and waiting area furniture as needed up to twice per day
  • We have removed magazines and other reusable reading material
  • We have enacted “social distancing” – elbow tapping and kicking feet has been fun in the meantime
  • Managers are promoting frequent and thorough hand washing and encouraging respiratory etiquette, including covering coughs and sneezes for all employees
  • We are now accepting virtual appointments via face-time video (zoom). To schedule a virtual appointment just fill out an appointment form as normal and once communicated with simply request a video appointment.

We thank you for your business and please know we are working hard to keep our employees and customers safe. We will continue to monitor this situation locally and nationally.